For the life of me I can not use the black and white templates that are so freely available for download. I read Misty Cato's tutorial and tried it and couldn't make it work and today I tried Hummie's and couldn't make it work. I've decided I must be too dense. It's not like I haven't worked with other stuff in PSE5. I finally just laid the pixs in resized them and deleted the template layer but that just doesn't seem right to me. I couldn't drag in and make any of my papers work etc. Can someone lead me to something that will help me figure this out as there are a lot of nice templates out there to be had and used.