Photoshop Creative

Shutterfreaks has some free Photoshop and Photoshop Elements actions.

http://www.shutterfreaks.com/Actions/FreePhotoshopActions.html

http://www.shutterfreaks.com/Actions/FreeElements1-5Actions.html

Don't forget about www.panosfx.com and http://www.atncentral.com/ I'm sure I have many more in my favorites and will post again once I double check them for accuracy.