Did you know that you can add a rider to your homeowner's policy covering your camera equipment? It's dirt cheap and covers loss, breakage, damage, theft, etc. I know I don't have an expensive camera, but for $.68 per $100 per year, I've got coverage against stupid things that might happen............like dropping a lens, leaving the camera on the top of my car and driving off...whatever. Thought I'd pass this along in case some of you might be interested.