I have been experimenting with some textures that someone gave me from Florabella. I have Photoshop elements 9. I open my pic, drag the texture over the pic, Control T to size it over the pic, and change blending made to overlay. I add a layer mask to the texture. Then I take my eraser and erase the texture from the people in the pic. The problem: When I erase the texture, the subject in the picture looks dull. Almost like it puts a grey overcast on it. Does anyone know what I am doing wrong? Maybe it also removes some of the color in the pic??? I looked back at the original pic and it is not that dark.
Don't use the erasure on your mask, paint with black using your Brush Tool. Give that a try and see if it gives you the results you are after.